Payment options modes

Payment option modes are settings that dictate how the user will be prompted to pay

Payment option mode configDescription
OTP PUSHThe customer will first have to verify their phone number through an OTP (One Time Pin) via SMS before receiving a sim tool kit PIN prompt on their phone.
STK PUSHThe customer will receive a STK(SIM Tool Kit) prompt on their phone for them ton input their PIN, once they select the payment option.
USSD PUSHThe customer will receive a USSD PIN prompt on their phone, on confirming they would want to pay a given amount.
INSTRUCTIONALThe payment method will be purely instruction based and the customer will have to follow instructions displayed / sent to them to complete payment.
PUSH WITH INSTRUCTIONSThe customer receive both a prompt and instruction. The instructions are to give guidance in case they missed the prompt or give further details i.e supported banks.
EXTERNAL PROCESSINGThe customer gets redirected out of the checkout page within an I-frame to authorise a payment.
USSD STRING REFERENCEA USSD code will be generated for the customer to appended to the bank's code which a customer will dial to complete their payment.