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Generate Token

Generates a re-usable token based on the customer card details

POST https://developer.tingg.africa/checkout/v2/custom/requests/save-token

Header Parameters

HeaderValueRequired
AuthorizationBearer <Bearer_Token> generated during authenticate request in step 1.YES
Content-Typeapplication/jsonYES

Request Parameters

The card details will need to be encrypted and the encrypted string passed under the sourceOfFunds parameter in the final payload.
See Authorization with 3D Secure on how to encrypt the card details.

Parameter NameTypeDescription
serviceCodestringUnique code identifier for the merchant's service in use as provided on the checkout platform.
merchantTransactionIDstringUnique transaction ID identifying the transaction as given by the merchant.
payerModeIDintegerThis is a number representing the payment option client and the mode in use e.g. using a mobile money client paying via STK push. This will be provided as part of the payment options
languageCodestring2 letter code for the language used for the transaction.
countryCodestringThe ISO 3166-1 alpha-2 code of the country you wish to collect payment for.
checkoutRequestIDintegerA unique transaction ID identifying the transaction logged in the checkout platform.
sourceOfFundsstringEncrypted card details
orderJSON arrayOrder details as described in the Authorization with 3D Secure section.
billingDetailsJSON arrayBilling details as described in the Authorization with 3D Secure section
browserDetailsJSON arrayBrowser details as described in the Browser details reference.

Example

{
    "merchantTransactionID": "{{merchantTransactionID}}",
    "checkoutRequestID": "{{checkoutRequestID}}",
    "PayerModeID": "{{PayerModeID}}",
    "languageCode": "en",
    "countryCode": "NG",
    "serviceCode": "{{service_code}}",
    "order": {
        "accountNumber": "ASDF7E",
        "chargeAmount": "1000.00",
        "currencyCode": "KES",
        "requestDescription": "Order XX Purchase"
    },
    "sourceOfFunds": "eUxtRVNSYmpDbG8wMWZBYXhLU3dWdk9MZ0hnUm9WaGtXTGdMenFDMnBFYU1BR08yTE5hUkdUY0J1MCtRMjZ1Y1NpaDN2ZmthYThvaHR5NElKUEtHbytPdEZjcC9jcjJqSGl2cGd0Tm5MaVVGcjFmeFpoVHdNdWxSc2dHczRYWTdUM2w1Mzhvd2cyWXM4ekZzbnlrOVV3PT0==",
    "billingDetails": {
        "address": {
            "city": "Nairobi",
            "countryCode": "NG"
        },
        "customer": {
            "firstName": "Gunnar",
            "emailAddress": "[email protected]",
            "surname": "Stewart",
            "mobileNumber": "254765121298"
        }
    },
    "browserDetails": {
        "acceptHeader": "text\/html",
        "screenColorDepth": "24",
        "language": "en-US",
        "screenHeight": "768",
        "screenWidth": "1366",
        "timezone": "-180",
        "javaEnabled": "false",
        "javascriptEnabled": "true",
        "ipAddress": "192.123.12.1",
        "userAgent": "Firefox 105.0"
    }
 }   

Response Parameters

Parameter NameTypeDescriptionMandatory
statusCodeintegerResponse status code.TRUE
statusDescriptionstringA description of the status provided above.TRUE
resultsJSON arrayNull when request fails.
results.redirectUrlstringUrl to redirect your client for payment authentication by your issuing bankFALSE
results.typestringThe type of responseFALSE

Example

{
    "statusCode": 200,
    "statusDescription": "Operation done successfully",
    "results": {
        "redirectUrl": "https://direct-card-api.dev.tingg.africa/v1/secure3d/auth/mawiteoka75867yuJUJU",
        "type": "THREE_D_SECURE"
    }
}

👍

Success

A token will be generated and sent as a query param on the redirectUrl

Sample: https://www.google.com/?token=xxxxxxxxxxxxxxxxxxxxxxxxxx

Card Status Codes

Status CodeStatus Description
200Transaction was successful
2013DS Authentication failed. Retry transaction with correct OTP
203Rejected due to Address Verification System data mismatch (name, address, etc.). Retry with a different card or contact your bank to update address details
204Transaction may or may not have been successful, but MUST be canceled to comply with sanctions and law enforcement. Retry with a different card
205Transaction rejected due to CVV mismatch. Retry transaction with correct CVV
209The card is expired. Retry with a different card
210Transaction has been blocked due to fraud. Retry with a different card
211Amount is too high, too low, does not match a previous authorisation or is otherwise invalid. Retry with a different amount
212Card data (PAN, expiry date or CVV) are invalid. Retry with correct card details
213PAN is invalid. Retry with correct card PAN
214Transaction declined by acquirer. Retry with a different card
215Rejected due to problems on the issuer side. Retry with a different card
216Insufficient funds or withdrawal limit exceeded. Fund account or retry with a different card
217Card reported as lost. Contact issuing bank or retry with a different card
219Transaction not permitted to either issuer, cardholder, acquirer or merchant. Retry with a different card
220Transaction was successful for only a partial amount, void transaction and try again
222Rejected due to issues with cardholder PIN. Retry with correct card PIN or a different card
223Transaction has been rejected, please contact your card issuer or retry with a different card
224Transaction was processed, but has been flagged for manual review due to suspicion of fraud
225Card has been reported as stolen. Contact issuing bank
226Transaction timed out with unclear status; recommend to cancel and retry with a different card
602Invalid payment token passed. Merchant to review and send correct token
6083DS Authentication failed, unable to redirect customer to card issuer page. Retry with a different card
609Token not allowed for 3DS transaction
610Unable to complete the payment. Please try again
611Payment Declined. Your card is not 3DS Enabled. Contact your bank.
616Token not found. Retry with a valid token
617Duplicate reference number. Reinitiate transaction with a unique Merchant transaction ID
629Transaction blocked due to suspected fraud. Contact card issuer for support
631Missing card number. Please provide the card number
632Missing card expiry field. Please provide the card expiry field
633Missing card expiry month field. Please provide the card expiry month field
634Missing card expiry year field. Please provide the card expiry year field
637Invalid Country Code passed. Please provide the correct country code
642Customer email is required
644Invalid card BIN format. Value should be numeric
647Card BIN is required
648Invalid card BIN length passed
651Missing card number. Please provide card number for card tokenization requests
655Incorrect card pin length. Card PIN must be four (4) digit(s)
656Unsupported request type. Set isCvvLess flag to True
660Invalid card length %s scheme. % card length should be %
661Invalid card PAN. Retry with correct card PAN
662Incorrect Expiry year length. Expiry year must be 2 digits
663Incorrect Expiry month length. Expiry month must be 2 digits
664Incorrect Expiry month. Expiry month must be value must be between 1 and 12
665Incorrect Expiry year. Expiry month must be value must be between 0 and 99
667Invalid CVV format. Card Verification Value must be a numeric value between 3 and 4 digits
668BIN passed in card issuer information does not match card BIN
671Card details is not required for delete token requests. Send only token
672Missing token. Token is required delete token requests
673Missing card pin. cardPin is required for VERVE Cards
675Unsupported request type. Set tokenizeCard flag to false
701Secure3D Authentication Pending. Prompt user for OTP for Verve Card
1067We are unable to process your request at the moment. Please contact support via [email protected]