Payment Modes (Payment Experiences)

Payment Mode Name	Description
INSTRUCTIONS	This is indicates the payment method will be purely instruction based and the customer will have to follow instructions presented to complete payment.
INLINE PASSWORD PRESENTMENT	This indicates the customer will authorize their transaction from their wallet by entering their password on our checkout page.
USSD PUSH	This indicates the customer will receive a USSD pin prompt from their Mobile network operator.
CARD PAYMENTS	This indicates the customer will pay through card payment.
REDIRECT	This indicates the customer will be redirected to the banks page or to the mobile network operators page to authorize their payment.
CARD SILENT ORDER	This indicates the customer will enter their card details on our checkout page and we will initiate a charge directly to their account.
STK PUSH WITH INSTRUCTIONS	This indicates the customer will receive a sim tool kit PIN prompt on their phone and the customer can still proceed to authorize the payment using the instructions given if they did not receive a PIN prompt.
USSD PUSH WITH INSTRUCTIONS	This indicates the customer will receive a USSD PIN prompt on their phone and the customer can still proceed to authorize the payment using the instructions given if they did not receive a PIN prompt.
STK PUSH	This indicates the customer will receive a Sim Toolkit PIN prompt on their phone.
VOUCHER VALIDATION	This indicates the customer will receive a voucher code via SMS that they will enter on our checkout page to be able to authorize a payment.
BANK SWITCH	This indicates the customer will make a payment using a bank switch.
CARD PAYMENTS WITH OTP	This indicates payment option selected is a card payment and the customer will be redirected to their banks O.T.P page to enter the O.T.P they will receive from their bank.
EXTERNAL PROCESSING	This indicates that the payment options selected the customer will be redirected out of the checkout page within an I-frame to authorize a payment.
AUTHORIZE VIA USSD MOBILE BANKING	This indicates the customer will be presented with a bill on their mobile banking channel. Here the customer will be presented with a bill using the mobile number they provided on our checkout page.
INSTRUCTIONS WITH CHARGE	This indicates the customer will go to their preferred payment option to authorize a bill pushed to their payment provider by Cellulant.
PUSH WITH OTP	This indicates that the customer will first have to verify their phone number through an OTP before receiving a Sim Toolkit PIN prompt on their phone.